ABOUT US
WHO WE ARE
DLC imortgage capital is a member of Dominion Lending Centre. Canada's national mortgage and leasing company with more than 2,300 members offering free expert advice across Canada – taking the hassles out of the mortgage process and simplifying your life.
AT DOMINION LENDING CENTRES, WE UNDERSTAND THAT PURCHASING A HOME IS ONE OF LIFE’S MOST EXCITING ENDEAVOURS AND IS ALSO A VERY COMPREHENSIVE ONE.
Canada’s largest banks, credit unions, trust companies, and financial intuitions have teamed up with Dominion Lending Centres to offer you rates, products, and services that are only available through our mortgage professionals. For example, the Dominion Lending Centres mortgage product line has an array of home financing solutions that are only available to our mortgage professionals and their clients.
WHAT WE DO
THERE ARE GENERALLY TWO WAYS TO GET A MORTGAGE IN CANADA: FROM A BANK OR FROM A LICENSED MORTGAGE PROFESSIONAL.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada’s largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
THE COST OF A MORTGAGE PROFESSIONAL
Mortgage professionals work for you, and not the banks; therefore, they work in your best interest. From the first consultation to the signing of your mortgage, their services are free.
A FEE IS CHARGED ONLY FOR THE MOST CHALLENGING CREDIT SOLUTIONS, AND IT’S ESPECIALLY UNDER THOSE CIRCUMSTANCES THAT A MORTGAGE PROFESSIONAL CAN DO FOR YOU WHAT YOUR BANK
CANNOT.
SELF EMPLOYED SOLUTIONS
While many Canadians take advantage of self-employment opportunities, those who are self-employed sometimes face roadblocks when they are in the market to obtain personal financing, such as a mortgage or vehicle loan.
PROVING SELF-EMPLOYMENT INCOME, AND INCOME STABILITY FOR THE YEARS TO COME, CAN BE DIFFICULT FOR NEW BUSINESS OWNERS.
Many Canadians have successful small business ventures and would not trade the lifestyle for anything in the world. However, many begin to question their lifestyle and business choices when they first attempt to obtain financing for their home, or even something as simple as a new credit card or vehicle. The nature of self-employment income can sometimes leave the self-employed looking like poor credit risks, even though they may actually have a more stable source of income than those who are working 9 to 5 for an employer.
Thankfully, Canadian mortgage lenders are starting to understand the importance of self-employment in our culture, and are making great mortgage programs available to the self-employed to finance their primary residence and even their vacation homes.
Licensed mortgage professionals are experts at assisting self-employed individuals with getting a mortgage, and they will ensure you get the best mortgage available through one of Canada’s largest lenders.
Obtaining a mortgage if you’re self employed has never been easier, and you will be excited to learn that the mortgage products available today are structured to help you succeed in your business and your personal life.